Nadine Rawlings


Nadine Rawlings is the Director and Principal Accountant at Garnet Business Services and has been helping people with their tax and finances since 1994.

Having discovered a gift for numbers while at High School while studying TEE accounting, it seemed a natural progression to study accounting at University. Three months into her first year Nadine found herself unexpectedly in a cadetship as a trainee Accountant. Nadine quickly moved to more senior roles before starting a family.


In 2003 Nadine started Garnet Business Services while juggling two children under two.

When the opportunity came up to acquire and merge a second practice, Nadine jumped at the chance – even though her third child was just a few weeks old.

To say Nadine understands small business and the necessity to balance business and family is an understatement. She’s not what you imagine your average Accountant to be. Her repeat customers are a testimony to the fact Nadine has a nous for thinking outside of the box for individual client needs that are solution specific. She carefully considers the needs of each client and inspires confidence with her relatable, down-to-earth manner.

Nadine is a Profit First Professional. Her life revolves around assisting others to prosper, her three girls and loved pup. When not helping small businesses grow, she can be found tearing up the netball court, training for and participating in triathlons, escaping the city in her camper and has a not-so-secret obsession for the Smurfs and Stitch (Lilo and Stitch).

Hayla Roberts

Hayla Roberts



From humble beginnings, Hayla has grown up and lived in the hills her whole life. She’s a great hockey coach/player and mother of two teenagers.

In addition to that, she has been a bookkeeper for 30+ years and has run her own business for 20.

She is our bookkeeping guru, who looks after 30+ clients on an ongoing basis. So if something is needed, training, assistance or any curly questions arise for any accounting software, she is our girl!

An absolute wiz with anything she puts her mind to, including learning how to complete tax returns this year, she is an accountant in the making!

She has the most amazing infectious laugh and is kind to everyone she encounters. Absolute legend.

Amber Centa

Amber Centa

Office Manager, Bookkeeper, Administration Team


This incredible mother of 3, two young boys and one adult daughter, grew up in the hills and is loving being so close to work!

Throughout her working life, she’s been in all kinds of industries over the years but has been doing bookkeeping since she was 19yrs old, so 25 years. Full of experience and knowledge, keeping our clients up to date.

In her words, “I am a very organised person and have been helping to reorganise the office and make the working space more user-friendly for the staff”, and that she has. We’ve loved that, as it’s added a fresh feel to the space.

She is more than happy to do the bookkeeping tasks that no one else wants to do, so if you’ve been avoiding doing your taxes, she’ll be glad to help clean up your accounts and have you back on track in no time.

Multitalented, she steps in as receptionist and gives us all a kick up the bum when needed. A great part of the team.

 Tianna Maitland

Tianna Maitland

Administration Team


Our baby of the office, Tianna, has been working here for her Mum (Nadine) for years while continuing with her schooling.

While not in the office, she is currently learning to be a beautician, of which she will be outstanding.

She is always helping to keep us on track while she answers phones & emails, logs into tasks and greets clients at reception.

We are so lucky as she is a beautiful soul who can chat with anyone. She is continuously checking in to find out how we are doing and is great at reminding us to eat at a suitable time with yummy treats from the nearby supermarket.

Last but not least, boy, can she make us laugh with her crazy antics (and dance moves) throughout the office!!!

I think Nadine is great, as a beginning Business Owner she has not only done my tax quick smart, she has also advised me on much better systems than I was using. Thanks Nadine, you are an absolute Accountant Rock Star to me!

Ronald Coljin


I couldn’t recommend Nadine or her staff HIGHLY enough for their professionalism, help,and guidance, along with patience with everything I have come up against. They certainly have been a god send to us and helped us stay sane and normal in the last 10 months since we have been with Garnet Business Services. We needed help with our Business / Tax’s they were there willing to do anything and everything to help us through the tuff tuff times. We thank you from the bottom of our hearts as we are looking much better in everything thanks to you and your staff.



Melgold Holdings Pty Ltd


Understanding your finances shouldn’t put you to sleep

We provide a professional and engaging team who bring their decades of experience into delivering the very best solution based options to individuals and business.


Small and Family Business is the backbone of our economy

We understand small and family businesses – we are one! We know exactly what you need without selling you any professional services you don’t and we can custom cater our services especially to your business.


Planning to play a profitable long game

Our aim is to help our clients create long-term wealth, increase their businesses viability and profitability, and teach individuals how to build strategic foundations for growth both personally and in their enterprise.